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| Sr. No. | Size of Advance | Rate of Interest |
|---|---|---|
| 1 | HOUSING LOANS Upto Rs. 5.00 Lacs Above Rs. 5.00 Lacs to Rs. 15.00 Lacs Above Rs.15.00 Lacs |
|
| 2 | HOUSE REPAIR LOAN | 16.00 % |
| 3 | CAR FINANCE TO REGD PROFESSIONAL | 12.00 % |
| 4 | “ RIDE-ON” FINANCE FOR TWO WHEELERS Opened for all to purchase new two wheeler |
14.00 % |
| 5 | OWN YOUR CAR SCHEME For purchase of New Brand Car for own use |
13.00 % |
| 6 |
HEAVY VEHICLE LOAN -NEW HEAVEY VEHICLE LOAN-OLD |
13.00 % 15.50 % |
| 7 |
AUTO RIKSHAW LOAN - NEW AUTO RIKSHAW LOAN - OLD |
14.00 % 16.00 % |
| 8 |
CNG KIT LOAN (AUTO & TAXI) |
16.00 % |
| 9 |
EDUCATION LOAN |
|
| 10 | PERSONAL/CONSUMER LOANS Upto Rs. 5.00 Lacs |
|
| A) SECURED AGAINST DIRECT DEDUCTION UNDER SECTION 49 OF MSC ACT 1960 For personal Loan where undertaking of Direct deduction from the salary of Borrower under section 49 of MSC Act 1960 from the Company of Organized Sector viz. Government /Semi. Government Undertaking/Public Sector Undertaking. Employees working in private lt. companies, proprietary and partnership concerns will not considered under this scheme. |
14.50 % | |
| B ) UNSECURED PERSONAL/CONSUMER LOANS i.e. LOAN OTHER THAN TYPE ‘A’ |
16.50 % | |
| 11 | LOAN AGAINST GOLD ORNAMENTS | 12.50 % |
| 12 | OVERDRAFT AGAINST GOLD | 13.00 % |
| 13 | OD & LOAN AGAINST GOVT. SECURITIES (NSC, KVP, LIC etc.) | 13.00 % |
| 14 |
SPECIAL SCHEME FOR CASH CREDIT TO JEWELLERS |
|
| 15 |
CASH CREDIT AGAINST HYP. OF GOODS |
|
| 16 | Loan & Advances to Commercial Real Estate | 15.50 % |
| 17 | TOD (Sanctioned by Board as well as Sanctioned by Manager Under 10 % criteria) | 2% more than rate applicable to CC/OD |
| 18 |
SMALL SCALE INDUSTRIES (SSI UNIT) |
|
| 19 |
SMALL SCALE INDUSTRIES (SSI UNIT) |
|
Address: 217, Raja Rammohan Roy Road, Girgaum,
Mumbai- 400 004.